A wind of change is in the air as there is an allocation change this week away from equities and into short-term Treasuries. For those of you DIY investors who only trade US equities, you may want to note that my allocations include no US equity ETFs. While it is true that US equities have outperformed international equities for the past decade, one shouldn’t expect that to continue forever.

Market Meter

My market meter is still positive but it has dropped over the past week from 10 to 2.

My Model Asset Allocations